It’s a well-known fact that Singaporeans are highly familiar with traditional and stable financial instruments, including endowment plans, unit trusts, index funds, and real estate investments.

However, how many truly understand alternative investment options such as forex trading or algorithmic trading, which can provide a more active income stream?

While stable financial instruments are crucial for retirement and major life milestones, the challenge many Singaporeans face is insufficient income to even start investing in these avenues.

This issue is further exacerbated by inflation. As costs rise—homes reaching record-breaking prices weekly and daily necessities becoming more expensive—our incomes struggle to keep pace.

Consider this: the average take-home pay in Singapore is around $5,000. After covering home loans, children’s education, and basic living expenses, many Singaporeans are left with little to no savings or investment capacity. This often leaves individuals unprepared for retirement or unable to afford a home.

This raises a troubling question: what does the future hold for younger Singaporeans?

At Tradesmart, we believe that having a secondary income source is no longer optional—it's a necessity. Our mission is to help Singaporeans tackle these challenges head-on by combining technology with financial education. With the right knowledge and tools, Singaporeans can be empowered with today's technology to create smart and safe streams of secondary income .